Product · Checkout and payments

One page from cart to paid.

Apple Pay and Google Pay at the top, cards below, and no account needed. Codes that explain themselves when they can’t be used. Payments by Stripe that go to your own account and out to your bank. Sepal never holds your money.

Payments by Stripe, connected through Sepal · Canada and the United States, each in its own currency

Pictures on this page show the Tooth & Paste checkout and an example store’s admin, with sample orders and amounts.

Wallets first Apple Pay and Google Pay at the top
Guest checkout No account needed to buy
Sign-in by code An emailed code, never a password
Plain-word codes Every “can’t use this” explained
Fair free delivery Counted after discounts
Order status link Opens without signing in
The checkout

Fewer steps between want and have.

01 · Wallets first, accounts optional

Two taps with a wallet. A short form without one.

Apple Pay and Google Pay sit at the top of the page, so a shopper with a wallet never types an address. Everyone else checks out as a guest, with contact, delivery and card on the same page.

  • Cards are typed once, on the same page, never in a pop-up.
  • Prices and totals in C$ or US$, by where the shopper is buying.
  • The box saving and any code show as their own lines before paying.
The top of the Tooth & Paste checkout, with a sample shopper.
Signing in with an emailed code, with a sample shopper and code.
02 · Accounts by emailed code

Returning shoppers sign in with a code, not a password.

An account is there for people who want one: saved addresses and past orders. Signing in takes a code sent to their email, so there is no password to forget, reuse or leak.

03 · Discounts

Codes that explain themselves.

Every reason a code can’t be used has its own message in plain words, with what to do next. Never an error number.

Below the minimum
Past its end date
Already used

Box savings and a code, both

The box saving comes first, then the code applies to what’s left. Both show as their own lines, in the cart and at checkout.

Free delivery, counted after discounts

The free-delivery line is measured on what the shopper actually pays for items, so the promise in the cart is the one at checkout.

Sample codes and amounts. The C$50 free-delivery line is an example; each store sets its own.

04 · After they pay

Where’s my order? One link away.

Every email links to the order’s own status page. It opens without signing in, and shows the same progress your team sees.

The order status page, with a sample order.

The emails, written for you

Sent in your store’s name, each with a link back to the order.

  • Order confirmationWhat they bought, and the status link
  • ShippingTracking, as soon as it leaves
  • RefundWhich items, and how much
  • CancellationCancelled, with the refund
  • Sign-in codeA code instead of a password
05 · Payments

Stripe, connected through Sepal. No keys to paste.

Start payments from the admin, answer Stripe’s questions about your business, and you’re done in about ten minutes. While Stripe checks, the status says so in words, and tells you if anything is still needed.

  • No keys to paste. Sepal connects your Stripe account for you. There is nothing to copy between tabs.
  • Your own account. Payments go to your Stripe account, and from there to your bank.
  • Refunds from the order. Refund item by item in the admin, and the money goes back through Stripe.
  • Agents never touch payouts. No agent can change where money goes.
Payments in an example store’s admin, partway through setup.

Payouts in CAD and USD

Canadian sales and US sales pay out to your bank, each in its own currency.

Pay later, if you want it

Klarna, Afterpay and Affirm can be switched on from Payments.

Sepal never holds your money

Payments land in your own Stripe account and go out to your bank. Sepal never sits in between.

Sample payout amounts and settings.
What’s included

Everything at checkout, in every store.

Apple Pay and Google PayCardsGuest checkoutAccounts by emailed codeDiscount codes with limitsBox savings that stack with codesFree delivery after discountsC$ and US$ pricesOrder status pageFive shopper emails
Fees

One plan, fees in the open.

The Sepal planAnnounced at launch Sepal’s share of each paymentAnnounced at launch Card processingStripe’s own fee
See pricing

Questions about checkout and payments

More on pricing and security.

Do shoppers need an account to buy?

No. Anyone can check out as a guest. Shoppers who want an account sign in with a code sent to their email, with no password.

Do I need my own Stripe account?

Stripe is connected through Sepal from the Payments screen, with no keys to paste. Set-up takes about ten minutes, and the status tells you what’s still needed.

Where does the money go?

To your own Stripe account, then to your bank, in CAD and USD. Sepal never holds your money.

Can a box saving and a discount code both apply?

Yes. The box saving comes first, the code applies to what’s left, and free delivery is counted after both.

Can I offer pay later?

Yes. Klarna, Afterpay and Affirm can each be switched on from Payments.

What does it cost?

One plan with everything in it: a monthly price plus a share of each payment, on top of Stripe’s own card fee. Prices are announced at launch; join the waiting list to hear first.

Get paid without the paperwork.

Sepal is opening to new stores in small groups. Join the waiting list and we’ll walk you through payments when your spot opens.

Join the waiting listSee pricing